Advertisement

Invest in Gold from Just 0.1 Grams: Botim and O Gold Bring Fractional Ownership to the UAE
Finance

In a landmark step for digital finance in the region, O Gold — the UAE’s first homegrown platform for fractional gold and silver ownership — has partnered with Botim, Astra Tech’s flagship AI-powered fintech and communications app, to launch the Middle East and North Africa’s first integrated gold investment feature.

This rollout, following a 2023 agreement, positions Botim as the first fintech ecosystem in the MENA region to embed gold investment services directly into its platform. With over 8.5 million active users in the UAE alone, Botim’s expansion into digital gold trading underscores the country’s vision of becoming a global hub for innovative and accessible financial solutions.

Through this collaboration, users can now buy, sell, and manage digital gold investments starting from as little as 0.1 grams, effectively lowering traditional barriers to entry. The feature also grants access to O Gold’s gold leasing programme, which offers an annual yield of 3 percent in gold grams, benchmarked against prevailing international gold lease rates.

“Gold has always carried cultural and economic importance in this region,” said Ahmed Mourad, Chief Operating Officer at Astra Tech | Botim. “With this launch, we are making fractional gold investment simple, secure, and accessible for millions of people in the UAE, helping them build wealth with confidence.”

Since its introduction earlier this year, O Gold has attracted more than 100,000 users, reflecting growing demand for flexible and Shariah-compliant investment opportunities. The company recently received certification from the Center of Islamic Banking and Economics (CIBE), reinforcing its commitment to ethical financial practices.

“As a UAE-founded company, our mission is to simplify precious metal ownership for everyone,” said Bandar Alothman, founder of O Gold. “By joining forces with Botim and leveraging its integrated payment system, we are opening the door for millions to begin their gold investment journey with just a few taps.”

The UAE’s position in the global gold trade continues to grow. TradeImeX reported that the country recorded $53.41 billion in gold exports in 2024–2026, strengthening its role as a leading hub for the precious metals industry. The introduction of fractional gold ownership through Botim further reinforces this status, bringing secure and inclusive investment options to a wider audience.

The new gold investment feature is now available under the Botim Invest section of the application, giving UAE residents instant access to one of the world’s most trusted assets at their fingertips.

Hot News
Escape High-Interest Debt Fast and Free Up Cash in Dubai
Escape High-Interest Debt Fast and Free Up Cash in Dubai
Struggling with high-interest debt? You’re not alone—and you don’t have to stay stuck. Whether it’s credit cards, personal loans, or surprise expenses, there is a way out. With the right strategy, you can break free from debt faster and take back control of your finances.Step 1: Build a Smart Plan and Stick to ItPaying off debt isn’t something you can do on autopilot. The key is to create a clear repayment plan and stay consistent. Start by listing all your debts, their balances, and their inter
More>>
Crypto Prices Today: Bitcoin Dips to $112,000, Ethereum Trades Around $4,700
Crypto Prices Today: Bitcoin Dips to $112,000, Ethereum Trades Around $4,700
Cryptocurrency markets see modest decline as Bitcoin and Ethereum trade on Monday. At the time of writing, the total crypto market cap saw a marginal decline of 2.59 per cent to $3.88 trillion, while the 24-hour trading volume increased by 58.20 per cent to $134.52 billion.Ethereum ETH was the most trending cryptocurrency. Its price was down by 1.50 per cent to $4,712.10 million, and its 24-hour trading volume was $28.76 billion. Elsewhere VeChain VET was the top gainer. It was up by 4.39 per ce
More>>
Want Safe Dividend Income in 2026 and Beyond? Invest in the Following 5 Ultra-High-Yield Stocks
Want Safe Dividend Income in 2026 and Beyond? Invest in the Following 5 Ultra-High-Yield Stocks
These companies provide sustainable income streams to their investors.High-yielding dividend stocks often face skepticism. While a robust dividend yield can signal a greater risk of a future payout cut, this isn't always true. Several higher-yielding dividend stocks deliver consistent, reliable income to investors.Here are five high-quality companies with ultra-high-yielding payouts to buy for safe dividend income in 2026 and beyond.1. Clearway EnergyClearway Energy (CWEN 1.21%) (CWEN.A 1.14%) o
More>>
Can ILOE help you pay off your loan after job loss?
Can ILOE help you pay off your loan after job loss?
Losing your job can bring serious financial stress — especially if you have outstanding loans. Many UAE residents wonder whether banks can use their gratuity or unemployment insurance (ILOE) payments to settle debts. The answer isn’t always straightforward, but understanding your rights can help you manage this period with greater confidence.
More>>
Need cash quick? How a Credit Card Saved Me in a Financial Pinch — Without the Hassle
Need cash quick? How a Credit Card Saved Me in a Financial Pinch — Without the Hassle
Credit cards often get a bad reputation — and for good reason. Overspending, sky-high interest rates, and sneaky fees can turn them into financial traps. But when used responsibly, your credit card can be more than just a tool for shopping — it can actually help you out when you’re low on cash.That’s exactly what happened to me recently. I ran into an unexpected expense — not a huge emergency, but something that needed to be paid immediately. I didn’t want to go through the long process of apply
More>>
UAE Cardholders Alert: How to Outsmart the New 3.14% Overseas Transaction Fee
UAE Cardholders Alert: How to Outsmart the New 3.14% Overseas Transaction Fee
Travelling abroad is set to become a little more expensive for UAE cardholders starting September 22, 2026. If you use your UAE-issued credit or debit card internationally—whether it’s in a Paris boutique, a Singapore ATM, or an American online store—you’ll now face a higher fee of 3.14% on each transaction.While that may not seem significant at first glance, it adds up quickly. A Dh5,000 overseas spend could now cost you an extra Dh157 just in fees—an expense many travellers don’t factor into t
More>>
Avoid These 5 Costly Mistakes to Protect Your Wealth
Avoid These 5 Costly Mistakes to Protect Your Wealth
Achieving a retirement portfolio worth over $1,000,000 is a milestone worth celebrating—especially considering global data shows that many retirees enter their golden years with far less. If you’re among the successful few who’ve built a seven-figure nest egg, congratulations. But now comes the harder part: managing that wealth wisely so it supports your lifestyle for decades to come.In the UAE—where life expectancy is rising and lifestyle expectations remain high—having $1M may be enough to ret
More>>
Green Investing: How Your Money Can Benefit Both Your Wallet and the Planet
Green Investing: How Your Money Can Benefit Both Your Wallet and the Planet
Environmental, Social, and Governance (ESG) assets are projected to surpass $40 trillion by 2030, according to the latest Bloomberg Intelligence report, highlighting the growing significance of sustainable investing in global markets.Climate change is no longer just a topic in the news; it has become a key factor in investment decisions. Green investing focuses on supporting companies that are sustainable and environmentally responsible, spanning sectors such as renewable energy (solar, wind, hy
More>>